Buying your first home can be one of the most rewarding yet stressful experiences of your life. There are several factors that come into play when starting the search. It is paramount to have your affairs in order before moving alone in the process.

Let's start with the most important factor first: Your finances. If you don’t have a very colorful credit score, you may want to way a little while before you’re thinking of purchasing a home. With a score below 750 and especially 700, you may not get a very intriguing rate with your mortgage. Take time to build your credit if it isn’t already established and then start the process after that.

Okay, now you have your credit ready for the big game. At this point,  it is ideal (not necessary) to have…

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